Simple Monthly Budget Template

A clean, print-first monthly worksheet. Two columns, plain typography, one balance line — nothing to learn.

Monthly Budget Worksheet
July 2026

Income

  • Take-home pay$3,200.00
  • Side income$400.00
  • Total income$3,600.00

Expenses

  • Rent$1,400.00
  • Utilities$180.00
  • Food$500.00
  • Transport$200.00
  • Insurance$120.00
  • Savings$400.00
  • Fun$200.00
  • Total expenses$3,000.00
Balance remaining
$600.00

Who this template is for

  • Beginners who want one printable page
  • People who prefer paper over apps
  • Anyone who wants a plain black-and-white worksheet

How to use it

  1. 1.Set the month at the top.
  2. 2.List each income source on the left column.
  3. 3.List each expense on the right column.
  4. 4.Balance updates live. Download PDF to print or CSV for a spreadsheet.

Frequently asked questions

Why so minimal?

This template exists for people who want a paper-style worksheet without categories, tags, or dashboards.

Can I add my own lines?

Yes — add or remove rows in either column. The balance recalculates automatically.

Is anything saved?

No. Everything stays in your browser and clears when you close the tab.

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