Write down what you actually spent this month, grouped by category, and compare it with what came in. Seeing real numbers is the fastest way to find leaks and plan a better budget for next month.
| Item | Amount |
|---|---|
| Housing | $1,250.00 |
| Utilities & phone | $210.00 |
| Groceries | $480.00 |
| Eating out | $190.00 |
| Transport & fuel | $260.00 |
| Subscriptions | $65.00 |
| Shopping | $170.00 |
| Savings | $400.00 |
A budget is the plan before the month starts. An expense tracker records what you really spent, so you can compare and adjust.
Start with housing, utilities, groceries, eating out, transport, subscriptions, shopping and savings. Add more only if you need them.
Once or twice a week is enough. Daily works too, but weekly keeps it a habit you can stick with.
Yes. The Excel download opens in Excel, Google Sheets and Numbers.
Track income, expenses and savings each month.
Manage food sales, labor, food cost and overhead.
Minimal print-first worksheet — two columns, one balance line.
Planned vs actual household spending by category.