Yearly Budget Template

A 12-month matrix that shows every income and expense line across the year with automatic monthly and annual totals.

Yearly Budget
2026
Annual net
$20,811.00
Annual income
$65,400.00
Annual expense
$44,589.00
Saved this year
$20,811.00
ItemJanFebMarAprMayJunJulAugSepOctNovDecTotal
income
Salary$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$5,200.00$62,400.00
Bonus$3,000.00$3,000.00
expense
Rent$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$1,500.00$18,000.00
Utilities$210.00$244.00$246.00$216.00$180.00$172.00$199.00$236.00$250.00$226.00$188.00$170.00$2,537.00
Groceries$620.00$654.00$656.00$626.00$590.00$582.00$609.00$646.00$660.00$636.00$598.00$580.00$7,457.00
Insurance$180.00$180.00$180.00$180.00$180.00$180.00$180.00$180.00$180.00$180.00$180.00$180.00$2,160.00
Transportation$240.00$265.00$267.00$244.00$217.00$211.00$232.00$260.00$270.00$252.00$224.00$210.00$2,892.00
Savings$700.00$700.00$700.00$700.00$700.00$700.00$700.00$700.00$700.00$700.00$700.00$700.00$8,400.00
Fun$260.00$310.00$315.00$268.00$215.00$202.00$243.00$299.00$319.00$285.00$227.00$200.00$3,143.00
Net$1,490.00$1,347.00$1,336.00$1,466.00$1,618.00$1,653.00$1,537.00$1,379.00$1,321.00$1,421.00$1,583.00$4,660.00$20,811.00

Who this template is for

  • Anyone planning a full year at once
  • Households mapping annual expenses like insurance and property tax
  • People projecting savings for the year

How to use it

  1. 1.Set the year.
  2. 2.Add each income and expense with 12 monthly cells.
  3. 3.Zero cells display as '—' in the printable view.
  4. 4.Net row totals every month and the year.
  5. 5.Download PDF or CSV.

Frequently asked questions

What if an expense only happens once a year?

Enter it in the month it occurs and leave the other 11 cells at 0.

Is anything saved?

No — everything stays in your browser.

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