Household Budget Template

Track household spending by category with planned vs actual, live totals, and a printable PDF.

Household Budget
The Rivera Household
July 2026
Remaining
$1,468.00
Income
$6,800.00
Planned
$5,120.00
Actual
$5,332.00

By category

Housing
1 item
$1,800.00
planned $1,800.00
Utilities
2 items
$332.00
planned $310.00
Over by 22
Groceries
1 item
$810.00
planned $700.00
Over by 110
Transportation
1 item
$240.00
planned $260.00
Insurance
1 item
$180.00
planned $180.00
Childcare
1 item
$900.00
planned $900.00
Medical
1 item
$90.00
planned $120.00
Home Maintenance
1 item
$220.00
planned $150.00
Over by 70
Entertainment
1 item
$260.00
planned $200.00
Over by 60
Savings
1 item
$500.00
planned $500.00

Who this template is for

  • Homeowners tracking recurring bills
  • Households comparing planned vs actual spending
  • Couples splitting monthly costs by category

How to use it

  1. 1.Set the household name and month.
  2. 2.Add each expense with a category, planned amount, and actual amount spent.
  3. 3.The dashboard rolls categories up and flags any group that went over.
  4. 4.Download PDF to print or CSV to keep working in a spreadsheet.

Frequently asked questions

What's the difference between planned and actual?

Planned is what you budgeted at the start of the month. Actual is what you actually spent. The bar turns red on any category where actual exceeds planned.

Can I add my own categories?

Yes. Type any category name — the dashboard groups by category automatically.

Is my budget saved anywhere?

No. Everything stays in your browser and clears when you close the tab.

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