Personal Monthly Budget Template

A clean, print-ready monthly budget. Enter income and expenses, watch your remaining balance update live, and download a PDF you can save or share.

Personal Monthly Budget
July 2026

Income

Primary job
After tax
$4,500.00
Side gig
$300.00
Total income$4,800.00

Expenses

ExpenseCategoryDuePaidAmount
RentHousing01/01/2026$1,500.00
ElectricityUtilities01/05/2026$90.00
InternetUtilities01/08/2026$60.00
GroceriesFood & Groceries01/10/2026$550.00
Car paymentTransportation01/12/2026$320.00
Streaming
Netflix + Spotify
Subscriptions01/15/2026$32.00
Savings
Emergency fund
Savings01/15/2026$500.00
Total expenses (1 of 7 paid — $1,500.00)$3,052.00
Remaining balance
$1,748.00
You're on track this month.

Who this template is for

  • Anyone starting a budget for the first time
  • People saving for a specific goal (house, trip, debt payoff)
  • Couples or roommates splitting monthly costs

How to use it

  1. 1.Set the month you're budgeting for.
  2. 2.Add each income source with Add Income.
  3. 3.Add expenses with name, category, amount, due date and paid status. Duplicate recurring ones with one click.
  4. 4.Your remaining balance updates live — download PDF or Excel (CSV) to save.

Frequently asked questions

How is the remaining balance calculated?

Total income minus total expenses. Green if positive, red if negative.

Can I add my own categories?

Pick from twelve built-in categories, or type a custom name into the expense list. Add or delete expense lines any time.

Is my budget saved anywhere?

No. Everything stays in your browser and is cleared when you close the tab.

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