Split take-home pay into 50% needs, 30% wants and 20% savings. Live target vs actual for each bucket.
Rent alone can eat the 50% bucket. Use the actual bar as a reality check — if Needs run at 65%, know you have less room for Wants and Savings.
No — everything stays in your browser.
Track income, expenses and savings each month.
Manage food sales, labor, food cost and overhead.
Minimal print-first worksheet — two columns, one balance line.
Planned vs actual household spending by category.