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College Student Budget Template

Match your financial aid against tuition, housing and monthly living for the whole semester.

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College Student Budget

Fall 2026 Semester

4 months

Shortfall

$1,440.00

Total aid

$13,400.00

Semester cost

$14,840.00

Monthly living

$735.00

× 4 = $2,940.00

Aid covers90%

Aid / Income

Pell Grant$3,600.00
Scholarship$2,500.00
Federal loan$4,000.00
Parent contribution$1,500.00
Part-time job$1,800.00

Fixed / Semester

Tuition + fees$7,200.00
Books & supplies$500.00
Housing$2,800.00
Meal plan$1,400.00

Monthly living

Groceries + coffee$480.00/mo
Transportation$120.00/mo
Phone$45.00/mo
Fun & subscriptions$90.00/mo

Who this template is for

•College and university students
•Parents planning a semester
•Grad students on stipends

How to use it

1.Set the semester name and the number of months it covers.
2.List every source of aid, loan or income.
3.Mark each cost as Fixed (once per semester) or Monthly.
4.The gap card shows if aid covers total cost.
5.Download PDF or CSV.

Frequently asked questions

How is the semester total calculated?

Fixed costs are counted once. Monthly costs are multiplied by the number of months you set.

Is anything saved?

No — everything stays in your browser.

Keep planning

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