Small Business Budget Template

A simple monthly P&L for small businesses: revenue, cost of goods, operating expenses, gross and net profit, plus a cash-remaining callout.

Simple P&L — Small Business
Maple Lane Goods
July 2026
Revenue
$10,800.00
Gross profit
$8,480.00
79% margin
Net profit
$2,480.00
Revenue
Product sales$8,400.00
Service income$2,400.00
Total revenue$10,800.00
Cost of goods sold
Materials($1,900.00)
Shipping($420.00)
Total COGS($2,320.00)
Gross profit$8,480.00
Operating expenses
Rent($1,400.00)
Payroll($3,200.00)
Marketing($600.00)
Software($220.00)
Insurance($180.00)
Utilities($260.00)
Fees + misc($140.00)
Total OpEx($6,000.00)
Net profit$2,480.00
Cash flow
Start $4,200.00+$2,480.00=End $6,680.00

Who this template is for

  • Sole proprietors and LLCs
  • Etsy shops, cafés and studios
  • Anyone tracking a simple monthly P&L

How to use it

  1. 1.Set the business, period and starting cash.
  2. 2.Log revenue, COGS and operating expenses.
  3. 3.Gross and net profit calculate live.
  4. 4.Cash-flow row shows month-end cash.
  5. 5.Download PDF or CSV.

Frequently asked questions

Is this the same as the business budget?

Similar, but this one is a monthly P&L with cash-remaining. The business budget template is a planned-vs-actual dashboard.

Is anything saved?

No — everything stays in your browser.

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